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Florida Wage Garnishment: How does it affect me?
In many cases, salary garnishments come from legal judgments. One instance could be that you were associated with a losing litigation, then a judgment might be issued against you. Additionally, in cases where a creditor submitted a suit against you for non-payment and you didn’t respond, a default judgment might be issued.
At times, this garnishment may be for an estimated a a quarter of your net income, which can certainly be overwhelming, particularly if you already are confronted with a lot of personal debt. The good news is, bankruptcy can halt wage garnishments and other collection strategies.
When a judgment has been granted, your lender can ask the local sheriff’s department for a “fi fa” along with a summons for continuing garnishment. Your employer will probably be served with this garnishment summons and directed to withhold 25% of your after tax earnings. On top of that, your current workplace might charge a handling fee as high as $50 for each paycheck.
Remember that your employer can’t elect to ignore a summons of continuing garnishment. If your employer does not honor the summons, your employer can become liable for repayment of the entire debt.
Any time a lawyer files a Chapter 7 or perhaps Chapter 13 bankruptcy petition within Florida, virtually any pending wage garnishments, except for specific tax debts or child support, may stop instantaneously. Furthermore, any monies retained following the date of your filing for bankruptcy could possibly be returned to you as well.
If you have still have student debt you better ask for help experts in Student Loan Forgiveness Delray Beach.
If you would like to learn more about your rights, please contact the Moon Law Group today. The Moon Law Group serves Hillsborough (including Brandon, Tampa, New Tampa, Carrollwood, Sun City Center, and Plant City), Pinellas (St. Petersburg and Clearwater) and Pasco Counties.
Amvets
Brandon Chamber
Brandon Foundation
Emergency Care Help Organization of Brandon
Hillsborough Bar Association
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