Foreclosure Defense


Tampa Foreclosure Defense Attorney

 

In troubled economic times, foreclosures tend to rise. Foreclosure affects all property types, residential and businesses alike.

Basically, if you don’t make your mortgage payments, your loan defaults, and your lender may legally take your house to cover what you owe on the mortgage. unemployment – hitting homeowners especially hard.

Lenders can take back personal property used as collateral or security for a loan, like a car or business equipment (or machinery).

 

Foreclosure Process

At the Moon Law Group we know that in these bleak economic times foreclosure actions have been brought against numerous homeowners. If you have been served with a foreclosure action, it is imperative that you take immediate action. In Florida you have 20 days to respond to a foreclosure complaint.

Foreclosure actions are very technical and if the lender seeking to foreclose on your property does not follow all of the rules, you might be able to use these technical deficiencies to help defend against the suit.

The clock in the foreclosure process starts once you miss a loan payment. Each stage narrows your options for turning the situation around and keeping your home.

You receive important notices from the lender generally between 30 and 90 days after you miss a payment. First is a notice of default, or official notice you’ve broken your mortgage agreement. Next is a notice of acceleration, asking for full payment to avoid foreclosure. Finally comes the notice of foreclosure.

Lenders and borrowers must follow foreclosure laws, and both parties have legal rights. Your stakes are high as a borrower, so it’s important to know the rules and your options.Furthermore, most mortgages in Florida include a restatement provision. This provision entitles you to “cure” the foreclosure by paying off what you owe at any point during the foreclosure action. Even if a substantial amount of time has elapsed since the foreclosure action was filed, you can still potentially save your house by cutting a deal with your lending institution.

In addition to eviction proceedings, we can advise you regarding security deposit disputes, towing disputes, access to premises issues and questions arising under the Florida Fair Housing Act.

 

Contact Us

To effectively serve clients throughout the Tampa Bay area, we have offices in Brandon, Tampa, and St. Petersburg, Florida. For assistance, call 813-200-7255 to reach our Brandon law office or 727-361-0443 to contact our St. Petersburg law office.

 Contact Us Now

Copyright © 2014 Moon Law Group | 705 N. Parsons Avenue | Brandon, FL 33510 | Phone: 813-200-7255
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